What is gearing, how do companies use it to support their business and what can the gearing ratio of a firm – the amount of debt they hold versus to the total equity – tell us about the strength or weakness of that business?
A yield curve is a graph which plots the interest rates on fixed income investments such as bonds over different lengths of maturity. It shows how much interest investors should earn on bonds held for different time periods.
Most funds offer investors the choice of two types of shares (for ICVCs and OEICS) or units (for unit trusts): income or accumulation. Knowing the difference will help towards your initial decision-making and ultimately achieving your investing aspirations.
With technological developments moving at an ever faster pace, investing in the technology sector can offer interesting opportunities for growth.
Investing in bonds – also known as fixed income – can offer investors a way to reduce the risk of their portfolio.
When you invest there is a strong link between the risk you take and the potential returns you might receive. This video walks you through how these risks might vary depending on the type of investment, and some ways you might try and manage them.
One of the key questions to answer before making an investment is: What is my risk profile?
As an alternative to investing in an asset directly, you could choose to invest via a mutual fund. This video explains the different types of funds that are available and the benefits of using them.
A variety of assets are traded on financial markets, but they are all affected by certain key factors. This article will discuss the impact of interest rates, economic data, currency movements and inflation.
Asset allocation, or the proportions of a portfolio that are invested in the various asset classes, is key to long-term performance.
The state pension is unlikely to provide the standard of living in retirement that most of us would like or expect. Today, enjoying a decent retirement generally means providing a savings pot for ourselves.
There are two main approaches associated with investing in equities. Discover the advantages and challenges of each.
‘Sustainable investing’ is growing in popularity as investors increasingly want their financial assets to contribute to a better world. This article looks at the types of sustainable investment and how it can be used by investors to preserve the environment and promote human welfare.
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